Financial freedom begins with fishing

Chapter 52 Car

"What's wrong? Is something wrong?"

Seeing that Xiao Kai remained silent, Xiao Peng couldn't help but ask.

Xiao Kai shook his head, thought for a moment, and continued, "It's not a big problem, it's just that I haven't thought about it yet!"

"Tch, I thought it was something important. I, Peng, know cars best. Tell me your requirements and budget, and I'll give you some advice!" Xiao Peng sneered and continued.

"Okay!" Xiao Kai nodded and continued, "Actually, my requirements aren't high. I plan to go fishing after the New Year, as you know, so I have these requirements for my future car."

"First of all, it has to be big! After all, if it's not big, it can't hold all my fishing gear and catch!"

"Okay, no problem, continue!" Xiao Peng nodded.

"Secondly, the performance, especially the off-road capability, needs to be decent. After all, I might frequently travel to remote mountains and forests to fish in wild rivers in the future. If the car's off-road performance is poor, that would be terrible. Who knows, I might be stranded in the middle of nowhere one day, and then I'd be completely helpless!"

"That's true!" Xiao Peng agreed.

"Thirdly, of course, is fuel consumption. I don't want to be at the gas station every few days; it's not only inconvenient but also ridiculously expensive!"

"The last thing is value for money. My budget isn't very big right now, and I don't know what I can afford."

Xiao Kai rattled off his demands in one breath.

After listening to Xiao Kai's words, Xiao Peng stared straight ahead, but in his mind he was thinking about what kind of car would be suitable for Xiao Kai.

Two minutes later, he said, "Your request isn't unreasonable, but there aren't many cars that would suit you."

"First, we definitely need to rule out common sedans, and city SUVs are obviously not suitable for you either. The only two types that are suitable for you are either high-performance off-road vehicles or powerful pickup trucks!"

"right!"

Xiao Kai nodded in agreement, this was exactly what he had thought!

"Tell me your budget first!" Xiao Peng asked again.

Xiao Kai didn't hide anything and said frankly, "I currently have a little over 160,000 yuan. If I sell the motorcycle at home, I can barely scrape together around 180,000 yuan!"

"Hey, I didn't realize you'd been making so much money lately! You're definitely cut out for this!"

After hearing Xiao Kai's words, Xiao Peng was stunned for a moment, then grinned mischievously.

"Luck, luck!" Xiao Kai rubbed his nose.

"Alright, whether it's luck or some other reason, I can see that you're really suited for fishing! As your brother, I'll definitely support you, so don't worry about anything. If you have any difficulties, just tell me. I can easily come up with 100,000 or 200,000!" Xiao Peng said with a smile.

"Brother Peng, don't say that. I will not borrow money from you. You should know that!" After hearing Xiao Peng's words, Xiao Kai's expression changed, and he said seriously.

"Tch, I didn't say I had to lend you the money. I just said you can tell me if you have any trouble, and I'm willing to lend you money, so you don't have to worry. As for buying a car, 180,000 should be just about enough!" Xiao Peng said.

"Hehe, I thought so!" Xiao Kai chuckled sheepishly.

"What did you think? Did you think I was going to force you to lend me money? You're overthinking it. I don't control the finances in my family. Even if I wanted to lend you money, I would definitely have to tell my wife. Although your sister-in-law would definitely not disagree, I would be more than happy if she didn't tell me. Of course, if you are really in trouble, I certainly won't sit idly by!"

"Getting back to the point, based on your budget, performance-oriented off-road vehicles are out of the question—they're too expensive and lack space. I have two pickup truck recommendations; you can choose one!"

"Okay!" Xiao Kai nodded, signaling Xiao Peng to continue.

The latter took a deep breath, gathered his thoughts, and then continued.

"Firstly, it's the same as mine, from the Cannon series. The entry-level model is less than 100,000, which you can definitely afford. But as you know, this car is a bit underpowered, and the interior and other parts are all off-brand."

"The key issue is that it has quite a few minor problems. It's okay at first, but it definitely won't work later on, so I don't recommend it! If you're going to buy one, definitely go for the advanced version; 180,000 yuan, including basic modifications, should be barely enough!"

Xiao Kai nodded; Xiao Peng's pickup truck was also on his list of considerations.

"For the second option, I recommend the joint venture Youqi Xia. Its off-road performance is much better than most models in the Paozu series, and it's more fun to play with. It's more than enough to modify into a fishing vehicle."

"Most importantly, it has few minor problems and is less likely to leave you stranded on the road."

"Moreover, the fuel consumption of the diesel version isn't high, and the power is quite good; it can easily handle ordinary road conditions in the wild!"

"As long as you don't use it for professional-grade off-roading, it's quite durable and sufficient as a temporary vehicle for you."

"The downside is the 15-year lifespan, but I've heard some modification shops have ways to solve that, so there's no rush!"

"Oh~"

After hearing Xiao Peng's words, Xiao Kai was somewhat intrigued and immediately asked.

"How much does this car cost?"

"It's a bit pricey compared to the Cannon series. Your money is just enough for the price of a standard version!" Xiao Peng said somewhat awkwardly.

"Uh!" Xiao Kai was stunned.

What can I say? It's clearly beyond the budget.

After all, he'll definitely modify the car when he buys it. Even minor modifications, let alone major ones, will cost a lot of money, so it's clearly not very suitable!

Seeing Xiao Kai's expression, Xiao Peng naturally knew what he was thinking and continued.

"Don't rush into it. Although this car is a bit pricey, its value for money is absolutely top-notch. If I were you, I would definitely buy it!"

Hearing this, Xiao Kai gave a wry smile: "It's because I don't have the money. I don't want to borrow from you, and I don't want to ask my parents!"

"You really are naive! If you don't have the money, why don't you pay in installments? You can put down a 100,000 yuan down payment, and then pay the remaining 80,000 yuan in installments. It's interest-free for two years, which is only about 3,000 yuan a month. I don't believe you can't pay it back!"

"As for the 8 you save, keep 2 for daily needs and emergencies, and use the remaining 6 to modify the car. I guarantee that the car you make will make you comfortable and worry-free wherever you go!"

After Xiao Peng finished speaking, a hint of smugness appeared on his face, as if to say, "Praise me!"

Xiao Kai's eyes lit up after hearing Xiao Peng's words.

Yes, who says you have to pay in full to buy a car? He can afford to pay in installments, and he doesn't have to owe anyone a favor.

Why didn't he think of such a win-win solution? Needless to say, he must have gone down a dead end again.

"Brother Peng, I've made up my mind. I'm going to buy the Youqixia, but I don't know much about it. Could you come with me to check it out in person sometime?"

"OK!"

.....

(PS: Speaking of money, it's worth mentioning that Xiao Kai's 100,000 yuan prize money was not deducted because the prize money was set according to the rules of the competition, so Xiao Kai received a total of 100,000 yuan in this competition.)

Including the money Xiao Kai earned from fishing after obtaining the halo, as well as his initial savings, that's why he had 160,000.

Some might say this is unreasonable, but I want to say it's perfectly reasonable, because I said it!