HPDBC Chapter 48 20 Years of Youth
Chapter 48 20 Years of Youth
The next morning, when Huang Tian woke up, Lin Weiwei was no longer in bed.
Stepping out of the bedroom, I was greeted by the aroma wafting from the kitchen.
"Honey, you're awake? Breakfast will be ready soon."
Lin Weiwei was wearing his shirt, the length of which was just to the middle of her thighs, and her two fair and beautiful legs were bare below.
I played all night yesterday, but I didn't really feel anything about Huang Tian.
"Why are you wearing my clothes?"
"I like it~ It smells like you."
Lin Weiwei plated the fried eggs and urged with a sweet laugh, "Go wash up, it's time to eat."
After washing up, Huang Tian returned to the restaurant.
Breakfast was simple: toast, fried eggs, and milk, but Lin Weiwei put a lot of thought into it.
"I have something to do later, so I probably won't be coming over tonight."
Huang Tian thought to himself, "This is what a man should live."
Whom you want to favor at night depends on your mood.
"Okay, you can go ahead and do your thing."
Lin Weiwei's eyes dimmed for a moment, but she quickly smiled again.
"I'll text you tonight, and you can come over if you miss me."
"Um."
After finishing his meal, Huang Tian changed his clothes and went out.
While shopping yesterday, I also bought a few sets for myself and left them with Lin Weiwei.
Lin Weiwei escorted him to the elevator and straightened his collar.
"Then be careful driving on the road!"
"understood."
As the elevator doors closed, the smile on Lin Weiwei's face gradually disappeared.
Lin Weiwei naturally knew that Huang Tian had more than one woman.
Hearing Huang Tian say he wouldn't be coming that night still made me feel terrible.
Especially after just handing herself over, Lin Weiwei wanted to stick to Huang Tian all the time.
However, Lin Weiwei quickly adjusted her mindset.
At least for now, she is the one who is pampered.
They live in luxury homes, drive nice cars, and have endless pocket money.
This is enough.
People shouldn't be too greedy.
Lin Weiwei turned around and went home, starting to plan what she needed to do that day.
First, wash all the clothes Huang Tian bought.
Then I'll go to the supermarket to buy some ingredients, fill the refrigerator, and research a few new recipes.
To win a man's heart, you must first win his stomach.
Although Lin Weiwei's cooking skills are not bad, she must do better if she wants to stand out from her many competitors.
……
Huang Tian drove to a real estate agency near Tianlin Mansion and arranged to meet the homeowner there to discuss the price.
Before coming, he did a quick check.
The current market price for that apartment in Tianlin Mansion is around 12 yuan per square meter.
Because the house was delivered in 2022, it has only been two years, so the transaction taxes and fees will be higher.
"Hello Mr. Huang, this is Xiao Li."
A young man in a suit greeted Huang Tian warmly and naturally noticed his Mercedes-Benz.
"Has the homeowner not arrived yet?"
"Excuse me, Mr. Huang, the homeowner will be there a little later. Please have some tea first."
"What is the owner's current asking price, and how much room for negotiation is there?"
Huang Tian got straight to the point, not wanting to waste time.
"Mr. Huang, the current asking price from the owner is 13. Your apartment is 172 square meters, so the total price would be 2236 million."
After quoting the price, Xiao Li immediately added, "I've managed to negotiate the price down to 12.5 for you. The owner isn't very willing to lower the price further. What do you think?"
"At most 120,000 per square meter. Since we've already paid rent, let's round it down to 20 million. The total price will be 20 million, and we'll each bear our own taxes."
Huang Tian didn't stand on ceremony and directly stated his budget.
"Uh, Mr. Huang..."
Xiao Li was taken aback for a moment, "This...you cut it a bit too much, I have to ask the homeowner."
After saying that, Xiao Li went to the side to make a phone call. He returned a few minutes later with a somewhat troubled expression.
"The homeowner said 12 yuan per square meter is acceptable, but rounding down is not allowed; the minimum is 2050 million yuan."
"What kind of market is this now? This homeowner is probably still dreaming. At most, it'll be 2000 million. Okay, let's sign the contract today, then go to the bank to complete the formalities and transfer the property."
Huang Tian's tone was firm, and he remained unmoved.
Xiao Li made another phone call, and this time they talked for a long time.
When he got back, Xiao Li wiped the sweat from his forehead.
"Mr. Huang, the homeowner has agreed, but he requires that the formalities be completed today because he urgently needs the money."
Once a consensus was reached, the transaction proceeded smoothly.
The homeowner, surnamed Zhou, is a middle-aged man in his fifties who is indeed in urgent need of money.
The contract was signed quickly; all that was needed was to go to the bank to complete the formalities.
"Mr. Huang, according to current policies, the minimum down payment for a first-time homebuyer is 15%. For a 2000 million yuan house, the down payment would be 300 million yuan, and the loan would be 1700 million yuan. Do you plan to put the property in your own name or transfer it under a company name?"
"Put my girlfriend's name on the deed. She currently has no property or mortgage, and this is her first time buying a home. A 20-year loan term would be fine."
"Okay, then based on a 20-year equal principal and interest repayment plan with an interest rate of 3.5%, the monthly payment will be approximately 98593 yuan."
A monthly mortgage payment of nearly 10 yuan can absolutely crush a person.
Huang Tian smiled; the number was just right.
After leaving the real estate agency, he called Hu Yixin.
Where are you?
"I'm home, what's wrong?"
"Okay, I have something to tell you when I get back."
"Okay, I'll wait for you~"
Upon returning to Tianlin Mansion, Hu Yixin immediately went to greet them upon hearing the door open.
She was dressed casually today, in a white T-shirt and shorts, and she still looked beautiful even without makeup.
"Honey, what's up?"
Huang Tian sat down on the sofa and took out a real estate transaction contract.
"I plan to buy this house and put it in your name. Come with me to the bank later to complete the formalities."
Hu Yixin was stunned and didn't react for a long time.
"Wh...what?"
"You won't have to pay rent for this house anymore. I'll put it in your name as a gift to you."
Hu Yixin took the contract with trembling hands and saw that her name was indeed written in the property owner column, and the total price was exactly 2000 million.
"Honey...this...this is too expensive..."
Hu Yixin was so moved that tears streamed down her face.
Who wouldn't be moved?
This is a luxury mansion worth 2000 million yuan, something many people wouldn't even dare to dream of.
"However, it's not the full amount. I plan to pay the down payment for you first, and I will pay the remaining loan, which will be about 10 yuan per month."
Huang Tian paused for a moment, then continued, "Moreover, your allowance has increased to 3; I'll transfer it to you for a year first."
After saying that, Huang Tian transferred 40 yuan to Hu Yixin, rounding it up to a whole number.
Adding to the previous 262 million, the savings directly exceeded 300 million.
[Transfer 400000 yuan to someone of the opposite sex and receive a rebate of 800000 yuan!]
Hu Yixin looked at the bank notification message on her mobile phone, then at the contract in her hand, and was completely stunned.
A house worth 2000 million yuan, registered in her name.
He received 3 yuan in pocket money every month, all at once for a year.
Although I have to pay a mortgage, I don't need to pay it back.
As long as she obediently follows Huang Tian, she will always be the mistress of this house!
"Honey...I...I really don't know what to say."
Hu Yixin threw herself into Huang Tian's arms, sobbing uncontrollably, "Thank you, honey. I promise I'll be good from now on and never make you angry again..."
"Okay, stop crying."
Huang Tian smiled and gently patted Hu Yixin's back.
"This will be your home from now on, so you'll have to take good care of it."
"Okay, don't worry, I'll keep the house spotless, cook you delicious meals every day, and wait patiently for you to come home."
Hu Yixin's eyes were red, but her smile was incredibly bright.
At that moment, she felt like the happiest woman in the world.
Even if you only paid the down payment for this house, you still have to pay a huge mortgage every month.
Even if Huang Tian might have other women.
But none of that matters anymore.
At least for now, she owns a house worth 2000 million.
In Guangzhou, I finally have a home of my own.
Moreover, Huang Tian is willing to put the house solely in her name.
This undoubtedly shows that she still holds a significant place in Huang Tian's heart.
that's enough.
As for Lin Weiwei...
Now she has a house, a stable allowance, and Huang Tian's favor.
Even if she weren't as favored as Lin Weiwei, she definitely wouldn't be at a disadvantage.
As for being Huang Tian's lover, wouldn't you feel ashamed?
Please, the environment outside is in such terrible condition right now.
With Huang Tian's good looks and generosity, he would definitely be fought over by women.
By the time I finished the formalities at the bank and paid the down payment and agency fee, it was already dark when I got back.
But Hu Yixin was incredibly excited, because she finally had a home in the big city of Guangzhou.
This sense of security is something that renting a house can never provide.
"Honey, what do you want to eat tonight? I'll cook it myself, let's celebrate!"
"Whatever, I like whatever you make."
"You can watch TV first, I'm going to cook dinner~"
Hu Yixin happily ran to change her clothes, her steps as light as a little girl's.
Huang Tian sat on the sofa, watching Hu Yixin's back, a smile playing on his lips.
Using 20 million to tie down a woman's best 20 years isn't necessarily a bad deal.
What's more, he didn't spend a penny; he gained a large apartment and a beautiful woman's most precious youth.